Trucking WC Coverage
OTR Driver Coverage
Long-haul drivers cross state lines daily. Your WC policy must follow them everywhere without coverage gaps, jurisdictional disputes, or additional certificate requirements.
What's Covered
- Injuries in any U.S. state regardless of where the driver is based
- All-states endorsement for multi-jurisdictional coverage
- Medical expenses, lost wages, and disability for OTR routes
- Federal FMCSA injury reporting compliance
- Coverage for injuries at customer facilities, rest stops, and remote locations
Who This Is For
- Motor carriers operating long-haul OTR routes
- Carriers whose drivers regularly enter 5+ states
- Companies with drivers based in border states with complex jurisdiction
- Carriers cited for WC coverage gaps in specific states
Why Choose Trucking Workers Compensation
- All-states endorsement included as standard on every OTR policy
- Specialists familiar with jurisdictional requirements in all 50 states
- Claims coordination regardless of which state the injury occurred in
- Certificates updated automatically as drivers enter new states
Frequently Asked Questions
Trucking WC Questions Answered
The most common questions from trucking companies and owner-operators about workers' compensation coverage.
An all-states endorsement extends your WC coverage to any state not specifically listed in the policy — ensuring OTR drivers injured in unfamiliar states are still covered without a separate policy.