Trucking WC Coverage
Trucking Workers' Comp
Comprehensive workers' compensation for trucking companies of every size. We understand FMCSA requirements, per-diem payroll, and the unique injury risks of commercial driving.
What's Covered
- Driver injuries on the road, at docks, or during loading/unloading
- Medical expenses including emergency care, hospitalization, and rehabilitation
- Lost wages during driver recovery periods
- Permanent disability benefits
- Death benefits for beneficiaries
- All-states coverage for interstate routes
- FMCSA-compliant certificates issued same day
Who This Is For
- Motor carriers with W-2 employed drivers
- Trucking companies with mixed W-2 and 1099 driver workforces
- Freight brokers requiring subcontractor WC compliance
- Carriers with existing WC looking for competitive re-quotes
Why Choose Trucking Workers Compensation
- 20+ years exclusively insuring trucking operations
- Same-day certificates for DOT audits and broker requirements
- 30+ A-rated carrier markets for competitive pricing
- Dedicated trucking account managers — not call center reps
Frequently Asked Questions
Trucking WC Questions Answered
The most common questions from trucking companies and owner-operators about workers' compensation coverage.
Standard trucking WC covers W-2 employed drivers under classification codes 7219 (trucking) and related codes. Owner-operators require separate occupational accident or ghost policy arrangements.